St. Charles County property record for 2362 Spring Mill Estates Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,416 sqft · built 2005 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $931,000 (Mar 2026) |
| Tax Bill | $8,406 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T060900034 |
| Primary APN | T060900034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,416 sqft Living Area |
| Gross Area | 6,926 sqft |
| 1st Floor Area | 2,638 sqft |
| Basement Area | 2,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Lot Area | 18,295 sqft (0.42 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 144 sqft |
| Patio Area | 413 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060900034 |
|---|---|
| Street Address | 2362 SPRING MILL ESTATES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MILL EST #1 LOT 119 |
| Legal Subdivision | SPRING MILL EST #1 |
| Legal Lot Number | 119 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311211 |
2362 Spring Mill Estates Dr is owned and occupied by an individual who bought it in March 2026.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Mar 5, 2021 | Deed of Trust, Mortgage · VA Mortgage STIFEL BANK & TRUST |
| Mar 5, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jan 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Jan 3, 2024 · Amount on File |
| Deed Document Number | 202610301 |
| Prior Transfer Date | Feb 27, 2026 |
| Prior Transfer Doc | 0000010301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000008638 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024R-008638 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000019834 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021R-019834 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 5, 2026 |
| Property Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000010301 |
| Map Reference | MB 42 PG 30 |
| Instrument Date | Feb 21, 2026 |
| Instrument | 2026R-010301 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000010304 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026R-010304 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2024 |
| Property Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000000458 |
| Map Reference | MB 42 PG 30 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024R-000458 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2362 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1326 |
| Document Number | 0000000462 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024R-000462 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 2362 Spring Mill Estates Dr was $8,406.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,638 (-) | $771,784 (-) Land $112,500 Building $659,284 | |
| 2025 | $8,406.00 | $146,638 | $771,784 Land $112,500 Building $659,284 |
| 2023 | $133,598 | ||
| 2022 | $703,150 Land $112,500 Building $590,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2362 Spring Mill Estates Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2362 Spring Mill Estates Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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