2361 Spring Mill Estates Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2361 Spring Mill Estates Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,255 sqft · built 2014
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Sep 2018)
Tax Bill	$7,437 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060900021`

Property Details

APN / Parcel Number

Primary APN	`T060900021`
Alternative APN	`3-0011-9778-00-0017.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,255 sqft Living Area
Basement Area	2,311 sqft

Exterior

Year Built	Built 2014
Exterior Material	Brick/Stone
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T060900021
Old Parcel Number	T060900021
Street Address	2361 SPRING MILL ESTATES DR
City	SAINT CHARLES
State	MO
Zip	63303-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MILL EST #1 LOT 17
Legal Range	04E
Legal Township	46N
Legal Subdivision	SPRING MILL EST #1
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	311211

Owner

2361 Spring Mill Estates Dr is owned and occupied by an individual who bought it in September 2018.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2361 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2017	Warranty Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Aug 11, 2017
Deed Document Number	0006983962
Deed Book / Page	6983 / 962
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2361 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072471800
Date	Mar 12, 2020
Book Page	7247/1800
Instrument	20200312000154130

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2018
Property Address	2361 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1311
Document Number	0069830962
Book / Page	6983 / 0962
Map Reference	MB 42 PG 30
Instrument Date	Sep 23, 2018
Instrument	20180928000556850
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHESTERFIELD TITLE AGENCY LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1311

Mortgage

Document Number	20180928000556860
Date	Sep 28, 2018
Instrument	20180928000556860

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2017
Property Address	2361 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1311
Document Number	0067900143
Book / Page	006790 / 000143
Instrument Date	Aug 4, 2017
Instrument	504250
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2361 SPRING MILL ESTATES DR ST CHARLES MO 633031311, ST CHARLES, MO 63303-1311

Mortgage

Document Number	67900145
Date	Aug 11, 2017
Book Page	006790/000145
Instrument	504260

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2361 Spring Mill Estates Dr was $7,437.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,437.00	$129,677	$682,510 Land $112,500 Building $570,010
2023		$120,731
2022			$635,431 Land $112,500 Building $522,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2361 Spring Mill Estates Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2361 Spring Mill Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Spring Mill Estates Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures