2360 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2360 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 2,048 sqft · built 1980
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on Record
Last Sale	$780,000 (Jan 2021)
Tax Bill	$9,305 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-262-069`

Property Details

APN / Parcel Number

Primary APN	`068-262-069`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Gross Area
1st Floor Area	2,048 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2350 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-1662
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	CY MB MORRO DEL MAR SUB 1BL 7 LTS 22 & 23
Legal Subdivision	CY MB MORRO DEL MAR SUB
Legal Block	1
Legal Lot Number	22,23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1004
Census Tract	10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26905 SNOW RD, BAKERSFIELD, CA 93314-9716
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage RAYMOND ROSELLE ETUX
Apr 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PREMIER BANK
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage RAYMOND & TANIA ROSELLE
Apr 1, 2019	Deed of Trust, Mortgage PACIFIC PREMIER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Oct 30, 2013 · Amount on Record
Deed Document Number	20216988
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0000061197
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2360 MAIN ST, MORRO BAY, CA 93442-1662
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26905 SNOW RD, BAKERSFIELD, CA 93314-9716

Mortgage

Document Number	0000019185
Date	Jul 7, 2023
Instrument	2023019185

Lender

Name	RAYMOND ROSELLE ETUX
Type	Private Party
Address	8451 PACHECO RD, BAKERSFIELD, CA 93311

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2360 MAIN ST, MORRO BAY, CA 93442-1662
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011930
Date	Apr 4, 2019
Instrument	2019011930

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 29, 2021
Property Address	2360 MAIN ST, MORRO BAY, CA 93442-1662
Document Number	0000006988
Instrument Date	Jan 25, 2021
Instrument	6988
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26905 SNOW RD BAKERSFIELD CA 933149716, BAKERSFIELD, CA 93314-9716

Mortgage

Document Number	6989
Date	Jan 29, 2021
Instrument	6989

Lender

Name	RAYMOND & TANIA ROSELLE
Address	8451 PCHECO RD, BAKERSFIELD, CA 93313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2360 MAIN ST, MORRO BAY, CA 93442-1662
Document Number	0000011932
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 MAIN ST MORRO BAY CA 934421662, MORRO BAY, CA 93442-1662

Mortgage

Document Number	0000011932
Date	Apr 4, 2019
Instrument	11932

Lender

Name	PACIFIC PREMIER BK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,179 (+2%) Land $496,834 Building $364,345
2025	$9,305.00 (+3.6%)	$844,294 (+4.04%) Land $487,093 Building $357,201
2023	$8,982.00 (+6.69%)	$811,512 Land $468,180 Building $343,332
2022	$8,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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