2190 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2190 Main St, Morro Bay, CA 93442

Property Summary

Property TypeCommercial
Details1,022 sqft · built 1953
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Jul 1994)
Tax Bill$2,435 (2025)
Deeds & MortgagesOct 2025 Transfer
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN068-281-001

Property Details

APN / Parcel Number

Primary APN068-281-001

Interior

Stories1 Story
Building Area1,022 sqft Gross Area
1st Floor Area1,022 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2190 MAIN ST
CityMORRO BAY
StateCA
Zip93442-1634
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMCR
Legal DescriptionCY MB TR 47 BL 1 LT 1
Legal SubdivisionMORRO DEL MAR 00
Legal Tract47
Legal Block1
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1012
Census Tract10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1698 12TH ST, LOS OSOS, CA 93402-2204
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
Jul 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 1994 · Amount on Record
Deed SaleJul 6, 1994 · Amount on Record
Deed Document Number199440927
Last Transfer DateOct 15, 2019
Transfer Doc0000047132
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 15, 2025
Property Address2190 MAIN ST, MORRO BAY, CA 93442-1634
Document Number0000031520
Map ReferenceMB 3 PG 76
Instrument DateOct 15, 2025
Instrument2025031520
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 HEMLOCK AVE, MORRO BAY, CA 93442-1743

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 3, 2017
Property Address2190 MAIN ST, MORRO BAY, CA 93442-1634
Document Number0000029352
Instrument DateJun 30, 2017
Instrument29352
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2190 MAIN ST MORRO BAY CA 934421634, MORRO BAY, CA 93442-1634

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$225,338 (+2%) Land $173,349 Building $51,989
2025$2,435.00 (+3.62%)$220,920 (+4.04%) Land $169,950 Building $50,970
2023$2,350.00 (+6.67%)$212,343 Land $163,351 Building $48,992
2022$2,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

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