2360 Howerton Ct, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2360 Howerton Ct, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,811 sqft · built 1990
Lot Size	0.617 acres (26,886 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (May 2013)
Tax Bill	$9,112 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`227-261-13`

Property Details

APN / Parcel Number

Primary APN	`227-261-13`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,811 sqft Heated Area
Gross Area	5,868 sqft
1st Floor Area	2,334 sqft
Upper Floors Area	2,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	26,886 sqft (0.617 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	207 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-261-13
Street Address	2360 HOWERTON CT
City	CHARLOTTE
State	NC
Zip	28270-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	P33 M22-272
Legal Subdivision	HEMBSTEAD PH 04
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	5832

Owner

2360 Howerton Ct is owned and occupied by an individual who bought it in May 2013.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2360 HOWERTON CT, CHARLOTTE, NC 28270-9510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 3, 2017	Deed of Trust, Mortgage · Line of Credit PARAGON COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2013 · Amount on File
Deed Sale	May 23, 2013 · Amount on File
Prior Sale	Sep 18, 2003 · Amount on File
Deed Document Number	0002836251
Deed Book / Page	28362 / 51
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2360 HOWERTON CT, CHARLOTTE, NC 28270-9510
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072223
Date	Apr 13, 2021
Book Page	35928/614
Instrument	2021072223

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2360 HOWERTON CT, CHARLOTTE, NC 28270-9510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057979
Date	May 3, 2017
Book Page	31771/961
Instrument	2017057979

Lender

Name	PARAGON COMMERCIAL BANK
Type	Bank
Address	RALEIGH, NC 27612

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2360 Howerton Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2008–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2360 Howerton Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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