2359 Howerton Ct, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2359 Howerton Ct, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,458 sqft · built 1996
Lot Size	0.619 acres (27,003 sqft)
Owner	2 Individual Names on File
Last Sale	$693,500 (Apr 2020)
Tax Bill	$8,894 (2023)
Deeds & Mortgages	Mar 2024 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-263-22`

Property Details

APN / Parcel Number

Primary APN	`227-263-22`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,458 sqft Heated Area
Gross Area	5,675 sqft
1st Floor Area	1,708 sqft
Upper Floors Area	2,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Material	Wood
Lot Area	27,003 sqft (0.619 acres)
Garage Area	502 sqft
Porch	Porch
Porch Area	270 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-263-22
Street Address	2359 HOWERTON CT
City	CHARLOTTE
State	NC
Zip	28270-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L21 M22-273
Legal Subdivision	HEMBSTEAD PH 04 MAP 01
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	5832

Owner

2359 Howerton Ct is owned and occupied by two individuals who acquired it in March 2024.

Source: Mecklenburg County records, as of April 15, 2024

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2359 HOWERTON CT, CHARLOTTE, NC 28270-9510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Intrafamily Transfer, Transfer
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Document Number	0000055280
Deed Book / Page	34489 / 746
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000026143
Record Updated	Jun 7, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 25, 2024
Property Address	2359 HOWERTON CT, CHARLOTTE, NC 28270-9510
Document Number	0000026143
Book / Page	38709 / 878
Map Reference	MB 22 PG 273
Instrument Date	Feb 20, 2024
Instrument	2024026143
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2359 HOWERTON CT, CHARLOTTE, NC 28270-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 HOWERTON CT, CHARLOTTE, NC 28270-9510

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 21, 2020
Property Address	2359 HOWERTON CT, CHARLOTTE, NC 28270-9510
Document Number	0000055280
Book / Page	34489 / 746
Map Reference	MB 22 PG 273
Instrument Date	Apr 16, 2020
Instrument	2020055280
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1244 DILWORTH CRESCENT ROW, 1244, CHARLOTTE, NC 28203-4864

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055281
Date	Apr 21, 2020
Instrument	2020055281

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,894.00	$921,700 Land $225,000 Building $696,700	$921,700 Land $225,000 Building $696,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2359 Howerton Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2008–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2359 Howerton Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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