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222 Union St, Troy, OH 45373 Property Records

Miami County property record for 222 Union St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,356 sqft · built 1920
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Feb 2018)
Tax Bill$1,524 (2025)
Deeds & MortgagesFeb 2018 Sale & Line of Credit
Flood ZoneZone X (reduced by levee)
APND08-007410

Property Details

APN / Parcel Number

Primary APND08-007410
Alternative APNs
  • 050627.2-25-014-00
  • D08SE017 00200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area2,012 sqft
Upper Floors Area350 sqft
Basement Area416 sqft
Unfinished Basement416 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions133 ft deep x 40 ft wide
PorchSlab
Porch Area197 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address222 UNION ST
CityTROY
StateOH
Zip45373-3661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 462 19 S PT & IN LOT 463 21 N PT
Legal Lot Number462
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2009
Census Tract365200

Owner

222 Union St is owned and occupied by an individual who bought it in February 2018.

Source: Miami County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address222 UNION ST, TROY, OH 45373-3661
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2018 · Amount on File
Deed SaleFeb 12, 2018 · Amount on File
Prior SaleAug 28, 2001 · Amount on File
Deed Document Number2018OR-01710
Record UpdatedOct 29, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateFeb 12, 2018
Property Address222 UNION ST, TROY, OH 45373-3661
Document Number0000001710
Instrument DateFeb 5, 2018
Instrument1710
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyVANTAGE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 UNION ST TROY OH 453733661, TROY, OH 45373-3661

Mortgage

Document Number1711
DateFeb 12, 2018
Instrument1711
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 222 Union St was $1,524 with a homeowner's exemption, up 33.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,524.00 (+33.33%) Homeowner's exemption$41,970 (+56.72%) Land $5,810 Building $36,160$119,900 Land $16,600 Building $103,300
2024$1,143.00 (+8.24%) Homeowner's exemption$26,780 (-) Land $4,870 Building $21,910
2023$1,056.00 (+16.17%) Homeowner's exemption$26,780 (-) Land $4,870 Building $21,910$76,500 (-) Land $13,900 Building $62,600
2022$909.00 Homeowner's exemption$26,780 Land $4,870 Building $21,910$76,500 Land $13,900 Building $62,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 222 Union St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 222 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people · EPA ID OH5502503
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Watch TV.

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