236 S 45th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 236 S 45th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1960
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Oct 1999)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`513-322-015-1`

Property Details

APN / Parcel Number

Primary APN	`513-322-015-1`
Alternative APN	`513-322-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	236 S 45TH ST
City	RICHMOND
State	CA
Zip	94804-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNION LOTS 3 & 4 BLK D
Legal Subdivision	UNION
Legal Block	D
Legal Lot Number	3,4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1019
Census Tract	381000

Owner

236 S 45th St is owned and occupied by two individuals who acquired it in March 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	236 S 45TH ST, RICHMOND, CA 94804-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1999 · Amount on File
Deed Sale	Oct 28, 1999 · Amount on File
Deed Document Number	1999286481
Last Transfer Date	Mar 26, 2020
Transfer Doc	0000094797
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2020
Property Address	236 S 45TH ST, RICHMOND, CA 94804-3413
Document Number	0000094797
Map Reference	MB 5 PG 110
Instrument Date	Mar 26, 2020
Instrument	2020-094797
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5761 AMEND RD, RICHMOND, CA 94803-2640

Mortgage

Document Number	0000094798
Date	May 19, 2020
Instrument	2020-094798

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	236 S 45TH ST, RICHMOND, CA 94804-3413
Document Number	0000118861
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5761 AMEND RD RICHMOND CA 948032640, RICHMOND, CA 94803-2640

Mortgage

Document Number	0000118861
Date	Jul 25, 2018
Instrument	118861

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 236 S 45th St was $5,008.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,805 (+2%) Land $120,761 Building $130,044
2025	$5,008.00	$245,889 Land $118,394 Building $127,495
2023	$4,863.00 (+2.34%)	$236,344 Land $113,798 Building $122,546
2022	$4,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 236 S 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 S 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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