200 S 45th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 200 S 45th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,581 sqft · built 1941
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Feb 2019)
Tax Bill	$9,361 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`513-322-019-3`

Property Details

APN / Parcel Number

Primary APN	`513-322-019-3`
Alternative APN	`513-322-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1975
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 S 45TH ST
City	RICHMOND
State	CA
Zip	94804-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUND LOTS 37 & 38
Legal Subdivision	MOUND
Legal Lot Number	37,38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1019
Census Tract	381000

Owner

200 S 45th St is owned and occupied by two individuals who bought it in February 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 S 45TH ST, RICHMOND, CA 94804-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPIRE OF AMERICA CORPORATION
Feb 14, 2019	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	201920378
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0000247459
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	200 S 45TH ST, RICHMOND, CA 94804-3413
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S 45TH ST, RICHMOND, CA 94804-3413

Mortgage

Document Number	0000263823
Date	Nov 5, 2020
Instrument	2020-263823

Lender

Name	EMPIRE OF AMERICA CORPORATION
Type	Non-Lending Institution
Address	WOODLAND HILLS, CA 91364

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	May 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 14, 2019
Property Address	200 S 45TH ST, RICHMOND, CA 94804-3413
Document Number	0000020378
Map Reference	MB F PG 118
Instrument Date	Feb 12, 2019
Instrument	2019-020378
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	200 45TH ST, RICHMOND, CA 94804-3413

Mortgage

Document Number	0000020379
Date	Feb 14, 2019
Instrument	2019-020379

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 200 S 45th St was $9,361.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,462 (+8.29%) Land $324,278 Building $271,184
2025	$9,361.00	$549,866 Land $317,920 Building $231,946
2023	$8,733.00 (+1.78%)	$509,293 Land $305,576 Building $203,717
2022	$8,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 S 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 S 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on S 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures