236 Ryder St, San Mateo, CA 94401 Property Records

San Mateo County property record for 236 Ryder St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1948
Lot Size	0.196 acres (8,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,660,000 (Dec 2025)
Tax Bill	$15,535 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`033-241-410`

Property Details

APN / Parcel Number

Primary APN	`033-241-410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	8,515 sqft (0.196 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	236 RYDER ST
City	SAN MATEO
State	CA
Zip	94401-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 28 BLOCK 4 SHORE VIEW TRACT NO 7 RSM 28/24 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT NO 7
Legal Tract	7
Legal Block	4
Legal Lot Number	28
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1001
Census Tract	606100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	236 RYDER ST, SAN MATEO, CA 94401-2133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 23, 2022	Grant Deed, Transfer · Commercial Mortgage KEN CHENG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jul 31, 2024 · Amount on Record
Deed Document Number	202568684
Transfer Doc	0000083387
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 16, 2025
Property Address	236 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000068684
Map Reference	MB 28 PG 24
Instrument Date	Dec 9, 2025
Instrument	2025-068684
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	236 RYDER ST, SAN MATEO, CA 94401-2133

Mortgage

Document Number	0000068685
Date	Dec 16, 2025
Instrument	2025-068685

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 23, 2022
Property Address	236 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000016006
Map Reference	MB 28 PG 24
Instrument Date	Feb 9, 2022
Instrument	2022-016006
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,381.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 FRONTERA WAY APT 317, 317, BURLINGAME, CA 94010-5764

Mortgage

Document Number	0000016007
Date	Feb 23, 2022
Instrument	2022-016007

Lender

Name	KEN CHENG
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,660,000 (+32.8%) Land $865,000 Building $795,000
2025	$15,535.00 (-0.21%)	$1,250,000 (+19.05%) Land $909,000 Building $341,000
2024	$15,568.00 (+18.95%)
2023	$13,088.00 (+528.93%)	$1,050,000 Land $911,000 Building $139,000	$953,100
2022	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1982–2015)
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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