228 Ryder St, San Mateo, CA 94401 Property Records

San Mateo County property record for 228 Ryder St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1948
Lot Size	0.184 acres (8,014 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,548 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`033-241-390`

Property Details

APN / Parcel Number

Primary APN	`033-241-390`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,290 sqft Living Area
1st Floor Area	1,050 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	8,014 sqft (0.184 acres)
Lot Dimensions	145 ft deep x 55 ft wide
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	228 RYDER ST
City	SAN MATEO
State	CA
Zip	94401-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 30 BLOCK 4 SHORE VIEW TRACT NO 7 RSM 28/24 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT NO 7
Legal Tract	7
Legal Block	4
Legal Lot Number	30
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1001
Census Tract	606100

Owner

228 Ryder St is owner-occupied and held in a trust since March 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	228 RYDER ST, SAN MATEO, CA 94401-2133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
May 8, 2020	Quit Claim Deed, Transfer ANCHOR SEAPORT ESCROW
Dec 27, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2020
Transfer Doc	0000041665
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 8, 2020
Property Address	228 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000041663
Map Reference	MB 28 PG 24
Instrument Date	May 4, 2020
Instrument	2020-041663
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	SYNRGO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 RYDER ST, SAN MATEO, CA 94401-2133

Mortgage

Document Number	0000041664
Date	May 8, 2020
Instrument	2020-041664

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 8, 2020
Property Address	228 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000041665
Instrument Date	Feb 24, 2020
Instrument	41665
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ANCHOR SEAPORT ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 RYDER ST SAN MATEO CA 944012133, SAN MATEO, CA 94401-2133

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Dec 27, 2019
Property Address	228 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000110975
Instrument Date	Dec 16, 2019
Instrument	110975
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	228 RYDER ST SAN MATEO CA 944012133, SAN MATEO, CA 94401-2133

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 26, 2018
Property Address	228 RYDER ST, SAN MATEO, CA 94401-2133
Document Number	0000083516
Instrument Date	Sep 19, 2018
Instrument	83516
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 RYDER ST SAN MATEO CA 944012133, SAN MATEO, CA 94401-2133

Tax Assessment & Valuation

The 2025 property tax bill for 228 Ryder St was $2,548 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,445 (+2%) Land $23,711 Building $64,734
2025	$2,548.00 Homeowner's exemption	$86,712 Land $23,247 Building $63,465
2023	$2,242.00 (-9.67%) Homeowner's exemption	$83,347 Land $22,346 Building $61,001	$1,387,170
2022	$2,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Ryder St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1982–2015)
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 Ryder St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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