236 Ohio Cir, Cincinnati, OH 45215 Property Records

Hamilton County property record for 236 Ohio Cir, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1949
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Jul 2018)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0013-0102-00`

Property Details

APN / Parcel Number

Primary APN	`671-0013-0102-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Basement Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	236 OHIO CIR
City	CINCINNATI
State	OH
Zip	45215-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURKHART AV 50X125 150 FT W OF BURKHART AVE&500 FT S OF CLARK RD
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	23201

Owner

236 Ohio Cir is owned and occupied by an individual who bought it in July 2018.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	236 OHIO CIR, CINCINNATI, OH 45215-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 16, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Apr 19, 2018
Deed Document Number	0000000856
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	236 OHIO CIR, CINCINNATI, OH 45215-5619
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 KUGLER MILL RD, CINCINNATI, OH 45236-1818
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047673
Date	Jul 11, 2024
Book Page	15205/2182
Instrument	2024-0047673

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2018
Property Address	236 OHIO CIR, CINCINNATI, OH 45215-5619
Document Number	0000000856
Instrument Date	Jul 5, 2018
Instrument	18-0060856
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	236 OHIO CIR, CINCINNATI, OH 45215-5619

Mortgage

Document Number	0000000857
Date	Jul 16, 2018
Instrument	18-0060857

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 236 Ohio Cir was $1,815, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+2.25%)	$34,209 (-) Land $9,282 Building $24,927
2024	$1,775.00 (-1.39%)	$34,209 (-) Land $9,282 Building $24,927
2023	$1,800.00 (+46.22%)	$34,209 (+26.94%) Land $9,282 Building $24,927	$97,740 Land $26,520 Building $71,220
2022	$1,231.00 Homeowner's exemption	$26,950 Land $7,462 Building $19,488
2020			$77,000 Land $21,320 Building $55,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 236 Ohio Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 236 Ohio Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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