232 Ohio Cir, Cincinnati, OH 45215 Property Records

Hamilton County property record for 232 Ohio Cir, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 1956
Lot Size	0.145 acres (6,316 sqft)
Owner	Trust Name on File
Last Sale	$35,000 (Aug 2017)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`671-0013-0176-00`

Property Details

APN / Parcel Number

Primary APN	`671-0013-0176-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	963 sqft
Upper Floors Area	694 sqft
Basement Area	963 sqft
Finished Basement	335 sqft
Unfinished Basement	628 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Deck Area	Deck Area
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	232 OHIO CIR
City	CINCINNATI
State	OH
Zip	45215-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR BURKHART AV 50 X 125R1-T4-S32
Legal Subdivision	KLINGMANS
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	23201

Owner

232 Ohio Cir is held in a trust since August 2017.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	399 MCWHORTER ST, CINCINNATI, OH 45215-3131
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Aug 7, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jul 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	201771425
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	0000000530
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	232 OHIO CIR, CINCINNATI, OH 45215-5619
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107345
Date	Dec 6, 2018
Book Page	13809/01785
Instrument	2018-0107345

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2017
Property Address	232 OHIO CIR, CINCINNATI, OH 45215-5619
Document Number	0000071425
Book / Page	013475 / 001837
Instrument Date	Jul 26, 2017
Instrument	71425
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	399 MCWHORTER ST CINCINNATI OH 452153131, CINCINNATI, OH 45215-3131

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2017
Property Address	232 OHIO CIR, CINCINNATI, OH 45215-5619
Document Number	0000065342
Book / Page	013462 / 001557
Instrument Date	Jul 11, 2017
Instrument	65342
Transaction Type	Foreclosure
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 232 Ohio Cir was $2,560.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00	$47,149 (-) Land $9,282 Building $37,867	$134,710 Land $26,520 Building $108,190
2024	$2,560.00 (+0.2%)	$47,149 (-) Land $9,282 Building $37,867
2023	$2,555.00 (+197.09%)	$47,149 (+282.36%) Land $9,282 Building $37,867	$134,710 Land $26,520 Building $108,190
2022	$860.00	$12,331 Land $7,462 Building $4,869
2020			$35,230 Land $21,320 Building $13,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Ohio Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Ohio Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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