Habersham County property record for 236 Five Oaks Dr, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,910 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jul 2025) |
| Tax Bill | $3,964 (2026) |
| Deeds & Mortgages | Jul 2016 Mortgage May 2005 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 050 |
| Primary APN | 040 050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,910 sqft Heated Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,910 sqft |
| Basement Area | 1,808 sqft |
| Finished Basement | 1,808 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 470 ft Width |
| Garage Area | 934 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 162 sqft |
| Patio Area | 132 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 382235 |
|---|---|
| Street Address | 236 FIVE OAKS DR |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-5094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 01-157 LT 15 PB 47-113 DB 1404-261 |
| Legal Subdivision | GRAND OASK PH 02 |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 201 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| May 16, 2005 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 12, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL |
| Jul 12, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL |
| Apr 27, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL |
| Dec 14, 2018 | Warranty Deed, Transfer |
| Mar 1, 2006 | Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 23, 2005 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2022 · Amount on Record |
| Deed Book / Page | 1404 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001117/796 |
|---|---|
| Date | Jul 27, 2016 |
| Book Page | 1117/796 |
| Name | HOMESTAR FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000704/88 |
|---|---|
| Date | May 16, 2005 |
| Book Page | 704/88 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 001313/422 |
| Book / Page | 1313 / 422 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-001893 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 0000001313/0000000425 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 0000001313/0000000425 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 001313/422 |
| Book / Page | 1313 / 422 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-001893 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 0001313425 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 1313/425 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Apr 27, 2020 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 01218/1117 |
| Book / Page | 1218 / 1117 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2020-000861 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 0000001218/0000001119 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 0000001218/0000001119 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 14, 2018 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 001181/878 |
| Book / Page | 1181 / 878 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018-002279 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 1, 2006 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 000744/843 |
| Book / Page | 744 / 843 |
| Instrument Date | Mar 1, 2006 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 000744/844 |
|---|---|
| Date | Mar 6, 2006 |
| Book Page | 744/844 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | May 23, 2005 |
| Property Address | 236 FIVE OAKS DR, CLARKESVILLE, GA 30523-5094 |
| Document Number | 0000705/97 |
| Book / Page | 705 / 97 |
| Instrument Date | May 23, 2005 |
| Instrument | 2005-001384 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1250, CLEVELAND, GA 30528-0024 |
| Investor | Possibly a Property Investor |
| Document Number | 0000705/98 |
|---|---|
| Date | May 24, 2005 |
| Book Page | 705/98 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jun 1, 2005 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,964.00 (-4.6%) | $173,905 (+8.62%) Land $16,000 Building $157,905 | $434,763 (+8.62%) Land $40,000 Building $394,763 |
| 2023 | $4,155.00 (+17.54%) | $160,100 (+17.55%) Land $12,000 Building $148,100 | $400,250 (+17.55%) Land $30,000 Building $370,250 |
| 2022 | $3,535.00 | $136,200 Land $10,000 Building $126,200 | $340,500 Land $25,000 Building $315,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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