Habersham County property record for 193 Five Oaks Dr, Clarkesville, GA 30523
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,949 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2021) |
| Tax Bill | $3,341 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 050N |
| Primary APN | 040 050N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,949 sqft Heated Area |
| Gross Area | 4,556 sqft |
| 1st Floor Area | 1,619 sqft |
| Basement Area | 1,619 sqft |
| Finished Basement | 1,619 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 866 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 324 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 382258 |
|---|---|
| Street Address | 193 FIVE OAKS DR |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-5090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 11-157 LT 9 PB 47-113 1272-989 |
| Legal Subdivision | GRAND OAKS PLANTATION PH 02 |
| Legal Lot Number | 9 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 201 |
193 Five Oaks Dr, a rural home, is owned and occupied by two individuals who bought it in July 2021.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 FIVE OAKS DR, CLARKESVILLE, GA 30523-5090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Jan 31, 2013 · Amount on File |
| Deed Document Number | 20211871 |
| Deed Book / Page | 1272 / 989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 30, 2021 |
| Property Address | 193 FIVE OAKS DR, CLARKESVILLE, GA 30523-5090 |
| Document Number | 1272/989 |
| Book / Page | 1272 / 989 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-001871 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 FAIRMONT PARK CT, DACULA, GA 30019-6532 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001272/0000000991 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 0000001272/0000000991 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 193 Five Oaks Dr was $3,341 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,341.00 Homeowner's exemption | $187,224 Land $16,000 Building $171,224 | $468,061 Land $40,000 Building $428,061 |
| 2023 | Homeowner's exemption | $171,944 (+16.78%) Land $12,000 Building $159,944 | $429,860 (+16.78%) Land $30,000 Building $399,860 |
| 2022 | Homeowner's exemption | $147,240 Land $10,000 Building $137,240 | $368,100 Land $25,000 Building $343,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 193 Five Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 Five Oaks Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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