236 E Cravath St, Whitewater, WI 53190 Property Records

Walworth County property record for 236 E Cravath St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WUP 00019`

Property Details

APN / Parcel Number

Primary APN	`WUP 00019`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	236 E CRAVATH ST
City	WHITEWATER
State	WI
Zip	53190-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SEC 4 T4N R15E DESC AS: COM ON N LN CRAVATH ST 126'E OF N & S 1/4 LN SEC 4, E ALG N LN CRAVATH ST 66'; N PARALLEL T
Legal Range	15E
Legal Township	04N
Legal Section	04
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1000
Census Tract	400

Owner

Source: Walworth County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC
May 8, 2026	Warranty Deed, Transfer · FHA Mortgage ADVANTAGEFIRST LNDG INC
Sep 9, 2022	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026
Deed Sale	May 8, 2026
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	20261129214
Prior Transfer Date	May 1, 2026
Prior Transfer Doc	0001129214
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001013643
Date	Jul 15, 2020
Instrument	1013643

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001012790
Date	Jul 6, 2020
Instrument	1012790

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	May 8, 2026
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Document Number	0001129214
Instrument Date	May 1, 2026
Instrument	20261129214
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408

Mortgage

Document Number	0001129215,
Date	May 8, 2026
Instrument	20261129215

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Sep 9, 2022
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Document Number	0001068196
Instrument Date	Aug 23, 2022
Instrument	1068196
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408

Mortgage

Document Number	0001068197
Date	Sep 9, 2022
Instrument	1068197

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Mortgage

Document Number	0001068611
Date	Sep 20, 2022
Instrument	1068611

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1013643
Date	Jul 15, 2020
Instrument	1013643

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	236 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1012790
Date	Jul 6, 2020
Instrument	1012790

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 (+21.23%) Homeowner's exemption	$303,200 (+18.9%) Land $70,500 Building $232,700	$305,738 (+51.33%) Land $71,090 Building $234,648
2023	$3,909.00 (+22.04%) Homeowner's exemption	$255,000 (+31.78%) Land $70,500 Building $184,500
2022	$3,203.00 Homeowner's exemption	$193,500 Land $70,500 Building $123,000	$202,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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