228 E Cravath St, Whitewater, WI 53190 Property Records

Walworth County property record for 228 E Cravath St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WUP 00018A`

Property Details

APN / Parcel Number

Primary APN	`WUP 00018A`

Exterior

Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Old Parcel Number	/WUP00018A
Street Address	228 E CRAVATH ST
City	WHITEWATER
State	WI
Zip	53190-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SEC 4 T4N R15E DESC AS: COM ON N LN CRAVATH ST 126' E OF N&S 1/4 LN, N 109', W 66', S 109', E 66' TO POB. CITY OF W
Legal Range	15E
Legal Township	04N
Legal Section	04
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1000
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	228 E CRAVATH ST, WHITEWATER, WI 53190-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	228 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1050106
Date	Nov 4, 2021
Instrument	1050106

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	228 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1017809
Date	Sep 10, 2020
Instrument	1017809

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	228 E CRAVATH ST, WHITEWATER, WI 53190-1408
Transaction Type	Mortgage
Record Updated	Mar 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	963339
Date	Mar 15, 2018
Instrument	963339

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+20.11%) Homeowner's exemption	$143,900 (+13.67%) Land $33,000 Building $110,900	$145,104 (+21.27%) Land $33,276 Building $111,828
2023	$1,750.00 (-0.96%) Homeowner's exemption	$126,600 (+10.47%) Land $33,000 Building $93,600
2022	$1,767.00 Homeowner's exemption	$114,600 Land $33,000 Building $81,600	$119,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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