Middletown City property record for 236 Cross St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2026) |
| Tax Bill | $5,564 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:25 L:0042 |
| Primary APN | MTWN M:25 L:0042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 912 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | R02780 |
|---|---|
| Street Address | 236 CROSS ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Lot Number | 42 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 541500 |
236 Cross St is owned and occupied by an individual who bought it in May 2026.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit CONNECTICUT HOUSING FINANCE AUTHORITY |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Deed Book / Page | 2149 / 567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 18, 2026 |
| Property Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 002149-587 |
| Book / Page | 2149 / 587 |
| Instrument Date | May 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 2149000587, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 2149/587 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 18, 2026 |
| Property Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 2149000567 |
| Book / Page | 2149 / 567 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Date | May 18, 2026 |
|---|
| Name | TOTAL MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 18, 2026 |
| Property Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 002149-567 |
| Book / Page | 2149 / 567 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 236 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Date | May 18, 2026 |
|---|
| Name | TOTAL MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 236 Cross St was $5,564.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,564.00 | $136,370 (-) Land $50,600 Building $85,770 | $312,597 (+227.47%) |
| 2025 | $136,370 (-) Land $50,600 Building $85,770 | $95,459 Land $35,420 Building $60,039 | |
| 2024 | $5,305.00 (+5.72%) | $136,370 (-) Land $50,600 Building $85,770 | |
| 2023 | $5,018.00 (+13.56%) | $136,370 (+35.79%) Land $50,600 Building $85,770 | |
| 2022 | $4,419.00 | $100,430 Land $33,310 Building $67,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 236 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 236 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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