Middletown City property record for 232 Cross St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,485 sqft · built 1942 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2025) |
| Tax Bill | $4,862 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:25 L:0043 |
| Primary APN | MTWN M:25 L:0043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 675 sqft |
| Attic | Attic |
| Attic Area | 675 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | R04599 |
|---|---|
| Street Address | 232 CROSS ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Lot Number | 43 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 541500 |
232 Cross St is owned by an individual who bought it in June 2025.
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HUBBARD ST, 1, MIDDLETOWN, CT 06457-3627 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 13, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK |
| Apr 1, 2025 | Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | May 30, 2002 · Amount on File |
| Deed Book / Page | 2123 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jun 13, 2025 |
| Property Address | 232 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 002123-762 |
| Book / Page | 2123 / 762 |
| Instrument Date | Jun 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HUBBARD ST # 1, 1, MIDDLETOWN, CT 06457-3627 |
| Document Number | 0002123765 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2123/765 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Apr 1, 2025 |
| Property Address | 232 CROSS ST, MIDDLETOWN, CT 06457-3143 |
| Document Number | 002118-166 |
| Book / Page | 2118 / 166 |
| Instrument Date | Feb 28, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD, OKLAHOMA CITY, OK 73106-6016 |
The 2026 property tax bill for 232 Cross St was $4,862.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,862.00 | $119,170 (-) Land $51,140 Building $68,030 | $281,764 (+237.77%) |
| 2025 | $119,170 (-) Land $51,140 Building $68,030 | $83,419 Land $35,798 Building $47,621 | |
| 2024 | $4,636.00 (+5.72%) | $119,170 (-) Land $51,140 Building $68,030 | |
| 2023 | $4,385.00 (+15.76%) | $119,170 (+38.41%) Land $51,140 Building $68,030 | |
| 2022 | $3,788.00 | $86,100 Land $33,660 Building $52,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 232 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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