23581 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 23581 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,696 sqft · built 1964
Lot Size	1.75 acres (76,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$877,000 (Sep 2008)
Tax Bill	$13,621 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`558-56-011`

Property Details

APN / Parcel Number

Primary APN	`558-56-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	H-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	76,500 sqft
View / Lot	Golf Course
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Street Address	23581 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	3
Census Block	3038
Census Tract	511800

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2008 · Amount on Record
Deed Sale	Sep 4, 2008 · Amount on Record
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	200819981631
Prior Transfer Date	Sep 26, 1994
Prior Transfer Doc	0012693170
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326

Mortgage

Document Number	0025057657
Date	Aug 9, 2021
Instrument	25057657

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326

Mortgage

Document Number	0024921001
Date	Apr 14, 2021
Instrument	24921001

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23581 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023560500
Date	Jan 18, 2017
Instrument	23560500

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,151,939 (+2%) Land $748,699 Building $403,240
2025	$13,621.00 (+3.36%)	$1,129,353 (+4.04%) Land $734,019 Building $395,334
2023	$13,178.00 (+4.02%)	$1,085,501 Land $705,517 Building $379,984
2022	$12,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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