23535 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 23535 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,629 sqft · built 1966
Lot Size	1.83 acres (79,885 sqft)
Owner	2 Individual Names on File
Last Sale	$928,000 (Jun 2014)
Tax Bill	$16,150 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`558-56-012`

Property Details

APN / Parcel Number

Primary APN	`558-56-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,629 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	79,885 sqft
Garage Area	1,229 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	23535 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Legal Description	MAP E7 913
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	3
Census Block	3038
Census Tract	511800

Owner

23535 Summit Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23535 SUMMIT RD, LOS GATOS, CA 95033-9326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jan 24, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2014 · Amount on File
Deed Sale	Jun 27, 2014 · Amount on File
Deed Document Number	201422631991
Prior Transfer Date	Feb 22, 2010
Prior Transfer Doc	0020624668
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23535 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23535 SUMMIT RD, LOS GATOS, CA 95033-9326

Mortgage

Document Number	0025256221
Date	Mar 9, 2022
Instrument	25256221

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23535 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023854558
Date	Jan 24, 2018
Instrument	23854558

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.55%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23535 SUMMIT RD, LOS GATOS, CA 95033-9326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023905763
Date	Apr 9, 2018
Instrument	23905763

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 23535 Summit Rd was $16,150.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,378,770 (+2%) Land $875,262 Building $503,508
2025	$16,150.00	$1,351,736 Land $858,100 Building $493,636
2023	$15,637.00 (+3.6%)	$1,299,248 Land $824,780 Building $474,468
2022	$15,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23535 Summit Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23535 Summit Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Verizon.

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