2358 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 2358 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,050 sqft · built 2014
Lot Size0.033 acres (1,450 sqft)
OwnerIndividual Name on File
Tax Bill$9,238 (2023)
Deeds & MortgagesDec 2025 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN128-551-002-0043

Property Details

APN / Parcel Number

Primary APN128-551-002-0043

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,050 sqft Living Area
1st Floor Area844 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area1,450 sqft (0.033 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area118 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1285510020043
Street Address2358 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 43 BLK 2 WATERHILL HOMES ON COMMERCE STREET
Legal SubdivisionWATERHILL HOMES ON COMMERCE STREET
Legal Block2
Legal Lot Number43
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2044
Census Tract310101

Owner

2358 Commerce St is owned and occupied by an individual who acquired it in January 2023.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2358 COMMERCE ST, HOUSTON, TX 77003-1537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jan 19, 2023Vendor's Lien, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2023
Deed SaleJan 19, 2023
Prior SaleJan 19, 2023 · Amount on File
Deed Document Number202320318
Prior Transfer DateMar 19, 2015
Prior Transfer Doc0000118212
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2358 COMMERCE ST, HOUSTON, TX 77003-1537
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2358 COMMERCE ST, HOUSTON, TX 77003-1537

Mortgage

Document Number0000495248
DateDec 16, 2025
Instrument2025-495248
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJan 19, 2023
Property Address2358 COMMERCE ST, HOUSTON, TX 77003-1537
Document Number0000020316
Map ReferenceMF 603210
Instrument DateJan 19, 2023
Instrument2023-020316
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4041 LAW ST APT 612, 612, HOUSTON, TX 77005-1072

Mortgage

Document Number0000020317
DateJan 19, 2023
Instrument2023-020317
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,531 (-) Land $70,250 Building $359,281$429,531 (-) Land $70,250 Building $359,281
2025$429,531 Land $70,250 Building $359,281$429,531 Land $70,250 Building $359,281
2023$9,238.00 Homeowner's exemption Veteran's exemption$426,751 Land $70,250 Building $356,501$426,751 Land $70,250 Building $356,501
2020$8,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2358 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2358 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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