Harris County property record for 2348 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,050 sqft · built 2016 |
| Lot Size | 0.033 acres (1,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,400 (Apr 2018) |
| Tax Bill | $6,736 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Sep 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-551-002-0048 |
| Primary APN | 128-551-002-0048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,450 sqft (0.033 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285510020048 |
|---|---|
| Street Address | 2348 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 48 BLK 2 WATERHILL HOMES ON COMMERCE STREET |
| Legal Subdivision | WATERHILL HOMES ON COMMERCE STREET |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 310101 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2348 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2018 | Warranty Deed, Subdivision Related Transfer WELLS FARGO BK |
| Sep 26, 2017 | Loan Modification, Mortgage TEXAS CAP BK |
| Sep 25, 2017 | Loan Modification, Mortgage TEXAS CAP BK |
| Aug 25, 2017 | Warranty Deed, Subdivision Related Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on Record |
| Deed Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 2018153547 |
| Prior Transfer Date | Apr 10, 2018 |
| Prior Transfer Doc | 2018153547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 11, 2018 |
| Property Address | 2348 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000153547 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 153547 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | DECLARATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2348 COMMERCE ST HOUSTON TX 770031537, HOUSTON, TX 77003-1537 |
| Document Number | 153548 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 153548 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 10, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2348 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000515311 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4512 MONTROSE BLVD HOUSTON TX 770065828, HOUSTON, TX 77006-5828 |
| Document Number | 0000515311 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 515311 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Nov 21, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2348 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000427472 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4512 MONTROSE BLVD HOUSTON TX 770065828, HOUSTON, TX 77006-5828 |
| Document Number | 0000427472 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 427472 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Sep 27, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 25, 2017 |
| Property Address | 2348 COMMERCE ST, HOUSTON, TX 77003-1537 |
| Document Number | 0000386243 |
| Instrument Date | Jul 21, 2010 |
| Instrument | 386243 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | DECLARATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2346 COMMERCE ST HOUSTON TX 770031537, HOUSTON, TX 77003-1537 |
| Document Number | 386244 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 386244 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,051 (-) Land $70,250 Building $313,801 | $384,051 (-) Land $70,250 Building $313,801 | |
| 2025 | $6,736.00 (-2.62%) Homeowner's exemption | $384,051 (-7.21%) Land $70,250 Building $313,801 | $384,051 (-7.21%) Land $70,250 Building $313,801 |
| 2024 | $6,917.00 (-17.04%) | ||
| 2023 | $413,883 Land $70,250 Building $343,633 | $413,883 Land $70,250 Building $343,633 | |
| 2022 | $8,338.00 (+3.89%) | ||
| 2020 | $8,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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