Scott County property record for 2345 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jul 2022) |
| Tax Bill | $2,248 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-076.000 |
| Primary APN | 161-10-076.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 18,000 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2345 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 204 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2345 CINCINNATI RD, GEORGETOWN, KY 40324-9577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage L&N FCU |
| Jul 6, 2022 | Deed, Transfer · Conventional Mortgage L&N FCU |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Deed Document Number | 2022456334 |
| Deed Book / Page | 435 / 129 |
| Prior Transfer Date | Jun 17, 2015 |
| Prior Transfer Doc | 00D370/416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2345 CINCINNATI RD, GEORGETOWN, KY 40324-9577 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1702/657 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | M1702/657 |
| Instrument | 457269 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 6, 2022 |
| Property Address | 2345 CINCINNATI RD, GEORGETOWN, KY 40324-9577 |
| Document Number | 00D435/129 |
| Book / Page | D435 / 129 |
| Map Reference | SL 210 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 456334 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 BARBADOS RD, 641, JACKSONVILLE, FL 32216-9370 |
| Name | Verified Name |
|---|---|
| Address | 2345 CINCINNATI RD, GEORGETOWN, KY 40324-9577 |
| Document Number | 0000456335 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 456335 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2345 CINCINNATI RD, GEORGETOWN, KY 40324-9577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M1594/89 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | M1594/89 |
| Instrument | 431900 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,400 (-) | $252,400 (-) | |
| 2025 | $2,248.00 (+12.74%) | $252,400 (+14.73%) | $252,400 (+14.73%) |
| 2023 | $1,994.00 | $220,000 Land $32,000 Building $188,000 | $220,000 Land $32,000 Building $188,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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