San Bernardino County property record for 23574 el Centro Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,159 sqft · built 1993 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Dec 2015) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0437-552-14-0000 |
| Primary APN | 0437-552-14-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,159 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 3,159 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 91,476 sqft |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 612 sqft |
| Patio Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 23574 EL CENTRO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | PARCEL MAP 274 PARCEL 1 |
| Legal Subdivision | PARCEL MAP 274 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 12105 |
23574 el Centro Rd is owned and occupied by two individuals who bought it in December 2015.
Source: San Bernardino County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit GLOBAL CREDIT UNION |
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2019 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Feb 1, 2018 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on File |
| Deed Sale | Dec 23, 2015 · Amount on File |
| Prior Sale | Oct 27, 1998 |
| Deed Document Number | 2015561964 |
| Prior Transfer Date | Apr 12, 2012 |
| Prior Transfer Doc | 0000321406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 29, 2026 |
| Property Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000194987 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026194987 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000194987, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026194987 |
| Name | GLOBAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2056 |
| Rate | 8.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000269542 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022-0269542 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000250157 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0250157 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000360642 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23574 EL CENTRO RD APPLE VALLEY CA 923076756, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000360642 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 360642 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 23574 EL CENTRO RD, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000047853 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23574 EL CENTRO RD APPLE VALLEY CA 923076756, APPLE VALLEY, CA 92307-6756 |
| Document Number | 0000047853 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 47853 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
The 2025 property tax bill for 23574 el Centro Rd was $2,997 with a veteran's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,579 (+2%) Land $83,316 Building $333,263 | |
| 2025 | $2,997.00 Disabled Person's exemption | $408,410 Land $81,682 Building $326,728 |
| 2023 | $4,656.00 (+1.5%) | $392,551 Land $78,510 Building $314,041 |
| 2022 | $4,587.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23574 el Centro Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23574 el Centro Rd is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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