San Bernardino County property record for 22977 el Centro Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,131 sqft · built 1953 |
| Lot Size | 1.03 acres (44,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,000 (Jun 2026) |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0437-034-01-0000 |
| Primary APN | 0437-034-01-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 44,992 sqft |
| Lot Dimensions | 296 ft deep x 152 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 396 sqft |
| Patio Area | 396 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 22977 EL CENTRO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3965 LOT 79 TR NO 3965 APPLE VALLEY VISTA NO 2 LOT 79 EX MNL RTS RESERVATION OF RECORD |
| Legal Subdivision | APPLE VALLEY VISTA NO 2 |
| Legal Tract | 3965 |
| Legal Block | 2 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 9713 |
Source: San Bernardino County records · APN 0437-034-01-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 10, 2026 | Grant Deed, Transfer · FHA Mortgage OCMBC INC |
| Dec 07, 2022 | Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU |
| Aug 11, 2021 | Transfer on Death Deed, Transfer |
| Dec 05, 2019 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Apr 25, 2019 | Grant Deed, Transfer MARK ISAAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Dec 05, 2019 · Amount on Record |
| Deed Document Number | 2026146313 |
| Prior Transfer Date | Jul 29, 2021 |
| Prior Transfer Doc | 0000360944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000146313 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026146313 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,440.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000146314, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026146314 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000146315, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026146315 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 01, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000391711 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | 2022-0391711 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 11, 2021 |
| Property Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000360944 |
| Map Reference | MB 52 PG 17 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-0360944 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 05, 2019 |
| Property Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000450957 |
| Map Reference | MB 52 PG 17 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 2019-0450957 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000450958 |
|---|---|
| Date | Dec 05, 2019 |
| Instrument | 2019-0450958 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 25, 2019 |
| Property Address | 22977 EL CENTRO RD, APPLE VALLEY, CA 92307-1909 |
| Document Number | 0000129333 |
| Instrument Date | Mar 07, 2019 |
| Instrument | 129333 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.65 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 5364 GARDEN GROVE CA 928460364, GARDEN GROVE, CA 92846-0364 |
| Document Number | 129334 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 129334 |
| Name | MARK ISAAC |
|---|---|
| Address | PO BOX 601, OAK VIEW, CA 93022-0601 |
| Amount | Amount Recorded |
|---|
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,895 (+2%) Land $33,465 Building $221,430 | |
| 2025 | $2,938.00 (+3.85%) Homeowner's exemption | $249,897 (+4.04%) Land $32,809 Building $217,088 |
| 2023 | $2,829.00 (+1.54%) Homeowner's exemption | $240,193 Land $31,535 Building $208,658 |
| 2022 | $2,786.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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