2357 State Rd 13 N, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2357 State Rd 13 N, Saint Johns, FL 32259 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,802 sqft · built 1999
Lot Size	1.26 acres (54,885 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Feb 2015)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001377-0040`

Property Details

APN / Parcel Number

Primary APN	`001377-0040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,802 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	2,802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,885 sqft (1.26 acres)
Lot Dimensions	275 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Finished/Open Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2357 STATE ROAD 13 N
City	SAINT JOHNS
State	FL
Zip	32259-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-4 PT OF FATIO GRANT SOPHIA FATIO TRACT PT LYING E OF RD 13 - 212.53FT ON RD OR3991/153
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	OLD MOULTRIE VILLAGE
Legal Tract	PT
Legal Lot Number	33-4
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1006
Census Tract	20804

Owner

Source: St. Johns County records · APN 001377-0040

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2357 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 01, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2015 · Amount on Record
Deed Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	201510884
Deed Book / Page	3991 / 153
Prior Transfer Date	Jul 16, 2004
Prior Transfer Doc	0022470273
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2026
Property Address	2357 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287
Document Number	0000062918
Book / Page	6406 / 1146
Instrument Date	Jul 08, 2026
Instrument	202662918
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287

Mortgage

Document Number	0000062918,
Date	Jul 23, 2026
Book Page	6406/1146
Instrument	202662918

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2357 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 STATE ROAD 13, JACKSONVILLE, FL 32259-9287

Mortgage

Document Number	0053161116
Date	Jul 13, 2021
Book Page	5316/1116
Instrument	2021077613

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2357 STATE ROAD 13, SAINT JOHNS, FL 32259-9287
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045830545
Date	Jul 20, 2018
Book Page	4583/0545
Instrument	2018051955

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2357 STATE ROAD 13, SAINT JOHNS, FL 32259-9287
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2357 STATE ROAD 13, SAINT JOHNS, FL 32259-9287

Mortgage

Document Number	0050301848
Date	Sep 01, 2020
Book Page	5030/1848
Instrument	2020073723

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,418 (+2.7%)	$489,921 (-3.14%) Land $138,600 Building $351,321
2025	$4,158.00 (+12.62%) Homeowner's exemption	$322,705 (+5.99%)	$505,793 (+1.93%) Land $138,600 Building $367,193
2024	$3,692.00 (+2.02%)
2023	$3,619.00 (+10.98%) Homeowner's exemption	$304,476 (+10.43%)	$496,217 (+16.06%) Land $134,064 Building $362,153
2022	$3,261.00 Homeowner's exemption	$275,729	$427,545 Land $134,064 Building $293,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	5 (2004–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: IQ Fiber Intermediate Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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