2309 State Rd 13 N, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2309 State Rd 13 N, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 1970
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2018)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001635-0000`

Property Details

APN / Parcel Number

Primary APN	`001635-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	2,328 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	510 sqft
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2309 STATE ROAD 13 N
City	SAINT JOHNS
State	FL
Zip	32259-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	27 & 27-3 PT OF NICOLL TRACT OF FATIO GRANT LYING E OF SR13 & S OF CREEK 503.27FT ON ROAD OR4617/718
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	& S OF CREEK
Legal Tract	OF
Legal Lot Number	27&27
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1006
Census Tract	20804

Owner

2309 State Rd 13 N is owned and occupied by two individuals who bought it in September 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 STATE ROAD 13 N, ST JOHNS, FL 32259-9287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Sep 26, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE FARM BANK FSB
May 8, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Aug 8, 2013 · Amount on File
Deed Document Number	201869649
Deed Book / Page	4617 / 718
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2309 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052071870
Date	Mar 16, 2021
Book Page	5207/1870
Instrument	2021028699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2049

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2309 STATE ROAD 13 N, SAINT JOHNS, FL 32259-9287
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 STATE ROAD 13, ST JOHNS, FL 32259-9287

Mortgage

Document Number	0057260058
Date	Mar 20, 2023
Book Page	5726/58
Instrument	2023020453

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 26, 2018
Property Address	2309 STATE ROAD 13, SAINT JOHNS, FL 32259-9287
Document Number	0046170718
Book / Page	4617 / 0718
Instrument Date	Sep 25, 2018
Instrument	2018069649
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KENDALL TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4636 W SENECA DR, 4636, SAINT JOHNS, FL 32259-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 STATE ROAD 13, SAINT JOHNS, FL 32259-9287

Mortgage

Document Number	2018069650
Date	Sep 26, 2018
Instrument	2018069650

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2309 STATE ROAD 13, SAINT JOHNS, FL 32259-9287
Document Number	0044061894
Book / Page	004406 / 001894
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2309 STATE ROAD 13 ST JOHNS FL 322599287, ST JOHNS, FL 32259-9287

Mortgage

Document Number	0044061894
Date	Jul 19, 2017
Book Page	004406/001894
Instrument	49793

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 18, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2309 State Rd 13 N was $8,756 with a homeowner's exemption, up 11.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,048 (+2.7%)	$689,074 (-3.93%) Land $308,000 Building $381,074
2025	$8,756.00 (+11.5%) Homeowner's exemption	$664,117 (+2.9%)	$717,280 (+5.36%) Land $308,000 Building $409,280
2024	$7,853.00 (+1.88%) Homeowner's exemption	$645,400 (+3%)	$680,796 (+3.54%) Land $308,000 Building $372,796
2023	$7,708.00 (+2.53%) Homeowner's exemption	$626,602 (+3%)	$657,547 (+8.09%) Land $308,000 Building $349,547
2022	$7,518.00 Homeowner's exemption	$608,351	$608,351 Land $308,000 Building $300,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 State Rd 13 N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	5 (2004–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 State Rd 13 N is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on State Rd 13 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures