Putnam County property record for 23565 Rd N, Cloverdale, OH 45827 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,486 sqft · built 1973 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-004020.0000 |
| Primary APN | 10-004020.0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Basement Area | 1,486 sqft |
| Finished Basement | 1,050 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 23565 ROAD N |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 08 NMDPT NE NE NW |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 08 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30700 |
Source: Putnam County records · APN 10-004020.0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23565 ROAD N, CLOVERDALE, OH 45827-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 01, 2013 |
| Transfer Doc | 00650/0224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23565 ROAD N, CLOVERDALE, OH 45827-9436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00748/2392 |
|---|---|
| Date | Aug 03, 2022 |
| Book Page | 748/2392 |
| Instrument | 202200003428 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | DELPHOS, OH 45833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Ottoville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 (+2.38%) Homeowner's exemption | $66,030 (+34.51%) Land $4,100 Building $61,930 | $188,650 (-) Land $11,710 Building $176,940 |
| 2023 | $2,270.00 (+11.17%) Homeowner's exemption Additional exemption filed | $49,090 (-) Land $3,210 Building $45,880 | $188,650 (+34.5%) Land $11,710 Building $176,940 |
| 2022 | $2,042.00 Homeowner's exemption | $49,090 Land $3,210 Building $45,880 | |
| 2020 | $140,260 Land $9,170 Building $131,090 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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