Putnam County property record for 23528 Rd N, Cloverdale, OH 45827 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,436 sqft |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-003040.0000 |
| Primary APN | 10-003040.0000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 2,436 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Wood |
|---|---|
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Porch | Slab |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23528 ROAD N |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 05 SECOR E SW VAL INCL 10-0030.30.01000 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 05 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30700 |
Source: Putnam County records · APN 10-003040.0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23528 ROAD N, CLOVERDALE, OH 45827-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23528 ROAD N, CLOVERDALE, OH 45827-9430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00784/2460 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 784/2460 |
| Instrument | 202600000953 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | OTTAWA, OH 45875 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Ottoville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,019.00 (+2.41%) Homeowner's exemption | $85,890 (-) Land $5,510 Building $80,380 | $245,400 (-) Land $15,740 Building $229,660 |
| 2024 | $2,948.00 (-0.03%) Homeowner's exemption | $85,890 (+34.43%) Land $5,510 Building $80,380 | |
| 2023 | $2,949.00 (+11.54%) Homeowner's exemption Additional exemption filed | $63,890 (-) Land $4,210 Building $59,680 | $245,400 (+34.44%) Land $15,740 Building $229,660 |
| 2022 | $2,644.00 Homeowner's exemption | $63,890 Land $4,210 Building $59,680 | |
| 2020 | $182,540 Land $12,030 Building $170,510 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| The Ottoville Mutual Telephone Company | Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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