Schenectady County and Rotterdam Town property record for 2356 Putnam Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,934 sqft · built 1990 |
| Lot Size | 6.34 acres (276,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2017) |
| Tax Bill | $18,557 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 37.-2-14 |
| Primary APN | 422800 37.-2-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,934 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| 2nd Floor Area | 1,370 sqft |
| Upper Floors Area | 276 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 276,170 sqft (6.34 acres) |
| Garage Type | Mixed |
| Garage Area | 4,856 sqft |
| Parking Spaces | 18 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2356 PUTNAM RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 32602 |
2356 Putnam Rd is owned and occupied by an individual who acquired it in January 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2356 PUTNAM RD, SCHENECTADY, NY 12306-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Feb 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA |
| Jul 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on File |
| Deed Sale | Jul 24, 2017 · Amount on File |
| Prior Sale | May 6, 1998 · Amount on File |
| Deed Document Number | 201732872 |
| Deed Book / Page | 1967 / 517 |
| Last Transfer Date | Jan 11, 2020 |
| Transfer Doc | 0000006157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2356 PUTNAM RD, SCHENECTADY, NY 12306-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033487 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 4775/858 |
| Instrument | 201733487 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 17, 2021 |
| Property Address | 2356 PUTNAM RD, SCHENECTADY, NY 12306-6128 |
| Document Number | 0000006157 |
| Book / Page | 2052 / 290 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 202106157 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2356 PUTNAM RD, SCHENECTADY, NY 12306-6128 |
| Document Number | 0000006158 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 202106158 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 24, 2017 |
| Property Address | 2356 PUTNAM RD, SCHENECTADY, NY 12306-6128 |
| Document Number | 0000032872 |
| Book / Page | 1967 / 517 |
| Map Reference | MB1687 PG750 |
| Instrument Date | Jul 15, 2017 |
| Instrument | 201732872 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2356 PUTNAM RD, 2356, SCHENECTADY, NY 12306-6128 |
| Name | Verified Name |
|---|---|
| Address | 1 SILO DR, WATERFORD, NY 12188-1249 |
| Document Number | 0000032873 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 4774/882 |
| Instrument | 201732873 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 2356 Putnam Rd was $18,557, down 7.3% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,557.00 (-7.32%) | ||
| 2025 | $20,023.00 | $500,000 Land $41,300 Building $458,700 | $769,200 Land $63,536 Building $705,664 |
| 2023 | $500,000 Land $41,300 Building $458,700 | $657,900 Land $54,343 Building $603,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2356 Putnam Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2356 Putnam Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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