2145 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2145 Putnam Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1995
Square Footage	2,676 sqft Living Area
Lot Size	125,888 sqft (2.89 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2010)
Tax Bill	$13,809.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 37.-2-9.2`
Alternative APN	`280003700000020090020000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,676 sqft Living Area
1st Floor	1,368 sqft 1st Floor
2nd Floor	1,088 sqft 2nd Floor
Upper Floors	220 sqft Upper Floors
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	125,888 sqft (2.89 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Shed	1 Shed
Porch Area	625 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	2145 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-6127
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	TRIFILO 2 LOT SUBDIVISION
Legal Block	2
Legal Lot Number	9.002
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	2
Census Block	2025
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 37.-2-9.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2145 PUTNAM RD, SCHENECTADY, NY 12306-6127
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2010 · Amount on Record
Deed Sale	Sep 14, 2010 · Amount on Record
Prior Sale	Sep 14, 2010 · Amount on Record
Deed Book / Page	1826 / 812
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0000012691
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2145 PUTNAM RD, SCHENECTADY, NY 12306-6127
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 PUTNAM RD, SCHENECTADY, NY 12306-6127

Mortgage

Document Number	0000017612
Date	Apr 20, 2021
Book Page	5091/929
Instrument	202117612

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,809.00	$343,000 (-) Land $34,700 Building $308,300	$527,700 (+16.93%) Land $53,385 Building $474,315
2023		$343,000 Land $34,700 Building $308,300	$451,300 Land $45,656 Building $405,644

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.