Santa Cruz County property record for 2355 Fern Flat Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,591 sqft · built 1993 |
| Lot Size | 2.92 acres (127,457 sqft) |
| Owner | Individual Name on File |
| Last Sale | $622,500 (Aug 1997) |
| Tax Bill | $12,024 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-481-07 |
| Primary APN | 105-481-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,591 sqft Living Area |
| Gross Area | 3,295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 127,457 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,811 sqft |
| Patio Area | 1,811 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2355 FERN FLAT RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PARCEL MAPS 11 PG 29 LOT 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
2355 Fern Flat Rd is owned and occupied by an individual who bought it in August 1997.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2355 FERN FLAT RD, APTOS, CA 95003-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 1997 · Amount on File |
| Deed Sale | Aug 8, 1997 · Amount on File |
| Deed Document Number | 199735984 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2355 Fern Flat Rd was $12,024 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,013,877 (+2%) Land $529,334 Building $484,543 | ||
| 2025 | $12,024.00 Homeowner's exemption | $993,997 Land $518,955 Building $475,042 | |
| 2023 | $10,986.00 (+1.93%) Homeowner's exemption | $955,400 Land $498,804 Building $456,596 | $1,506,960 |
| 2022 | $10,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2355 Fern Flat Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2355 Fern Flat Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, Xfinity.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures