2155 Fern Flat Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2155 Fern Flat Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,379 sqft · built 1981
Lot Size	3.46 acres (150,761 sqft)
Owner	2 Company Names on Record
Last Sale	$800,000 (May 2003)
Tax Bill	$13,892 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`105-481-06`

Property Details

APN / Parcel Number

Primary APN	`105-481-06`
Alternative APN	`105-481-06-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,379 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	150,761 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2155 FERN FLAT RD
City	APTOS
State	CA
Zip	95003-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	PM11 29
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2155 FERN FLAT RD, APTOS, CA 95003-9546
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Aug 24, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2003 · Amount on Record
Deed Sale	May 16, 2003 · Amount on Record
Deed Document Number	200347365
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000006647
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2026
Property Address	2155 FERN FLAT RD, APTOS, CA 95003-9546
Document Number	0000006647
Map Reference	VOL 11 PG 29
Instrument Date	Mar 26, 2026
Instrument	2026-0006647
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 FERN FLAT RD, APTOS, CA 95003-9546

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 24, 2018
Property Address	2155 FERN FLAT RD, APTOS, CA 95003-9546
Document Number	0000025980
Instrument Date	Jul 19, 2018
Instrument	25980
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2155 FERN FLAT RD APTOS CA 950039546, APTOS, CA 95003-9546

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,181,846 (+2%) Land $738,653 Building $443,193
2025	$13,892.00 (+7.6%) Homeowner's exemption	$1,158,673 (+4.04%) Land $724,170 Building $434,503
2024	$12,911.00 (+1.61%)
2023	$12,706.00 (+1.9%) Homeowner's exemption	$1,113,681 Land $696,050 Building $417,631	$1,256,220
2022	$12,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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