Kenton County property record for 2354 Lucca Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2021 |
| Lot Size | 0.194 acres (8,433 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,140 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-103.00 |
| Primary APN | 044-00-02-103.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Lot Area | 8,433 sqft (0.194 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2354 LUCCA WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-3550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 103 PHASE C SEC 20 TUSCANY SUBD 0.1936 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 20 |
| Legal Lot Number | 103 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
2354 Lucca Way is owned and occupied by an individual.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2354 LUCCA WAY, FT MITCHELL, KY 41017-3550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 6, 2021 |
| Property Address | 2354 LUCCA WAY, COVINGTON, KY 41017-3550 |
| Document Number | 0005900058 |
| Book / Page | 101 / 602 |
| Map Reference | SL 2247&2247A |
| Instrument Date | Jun 25, 2021 |
| Instrument | 21070605900058 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 2354 LUCCA WAY, COVINGTON, KY 41017-3550 |
| Document Number | 0005900059 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 238/462 |
| Instrument | 21070605900059 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2354 Lucca Way was $4,140.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,800 (-) Land $75,000 Building $342,800 | $417,800 (-) Land $75,000 Building $342,800 | |
| 2025 | $4,140.00 | $417,800 Land $62,600 Building $355,200 | $417,800 Land $62,600 Building $355,200 |
| 2023 | $4,453.00 | $417,800 Land $62,600 Building $355,200 | $417,800 Land $62,600 Building $355,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2354 Lucca Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2354 Lucca Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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