2353 Lucca Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2353 Lucca Way, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · built 2021
Lot Size0.187 acres (8,159 sqft)
Owner2 Individual Names on File
Last Sale$431,660 (Jan 2023)
Tax Bill$4,133 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN044-00-02-089.00

Property Details

APN / Parcel Number

Primary APN044-00-02-089.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStone
Foundation TypeConcrete
Lot Area8,159 sqft (0.187 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2353 LUCCA WAY
CityFT MITCHELL
StateKY
Zip41017-3549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 PHASE C SEC 20 TUSCANY SUBD 0.1873 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase20
Legal Lot Number89
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

2353 Lucca Way is owned and occupied by two individuals who bought it in January 2023.

Source: Kenton County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2353 LUCCA WAY, FT MITCHELL, KY 41017-3549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Jun 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023 · Amount on File
Deed SaleJan 3, 2023 · Amount on File
Prior SaleJan 4, 2022 · Amount on File
Deed Document Number2023196
Deed Book / Page207 / 569
Record UpdatedOct 29, 2026

January 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJan 4, 2022
Property Address2353 LUCCA WAY, COVINGTON, KY 41017-3549
Document Number0005900225
Book / Page140 / 268
Map ReferenceSL 2247&2247A
Instrument DateDec 14, 2021
Instrument22010405900225
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyHOMESTEAD TITLE AGENCY LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$417.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2353 LUCCA WAY, COVINGTON, KY 41017-3549

Mortgage

Document Number0005900226
DateJan 4, 2022
Book Page321/884
Instrument22010405900226
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 10, 2021
Property Address2353 LUCCA WAY, COVINGTON, KY 41017-3549
Document Number0005900248
Book / Page97 / 280
Map ReferencePL 2247&2247A
Instrument DateJun 8, 2021
Instrument21061005900248
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

AmountAmount on Record
Tax$66.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2353 Lucca Way was $4,133.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$417,100 (-) Land $75,000 Building $342,100$417,100 (-) Land $75,000 Building $342,100
2025$4,133.00$417,100 Land $65,700 Building $351,400$417,100 Land $65,700 Building $351,400
2023$4,446.00$417,100 Land $65,700 Building $351,400$417,100 Land $65,700 Building $351,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2353 Lucca Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2353 Lucca Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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