23533 S Highland Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 23533 S Highland Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,807 sqft · built 1989
Lot Size	0.535 acres (23,310 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Jul 1996)
Tax Bill	$2,721 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`228-170-050-000`

Property Details

APN / Parcel Number

Primary APN	`228-170-050-000`
Alternative APN	`228-170-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	1,807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	23,310 sqft (0.535 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	228-170-05
Street Address	23533 S HIGHLAND AVE
City	RIPON
State	CA
Zip	95366-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	REDRAWN JAN-03-2002 FROM ORIGINAL APN 243-300-46
Legal Subdivision	A
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4011
Census Tract	5004

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23533 S HIGHLAND AVE, RIPON, CA 95366-9637
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Deed Document Number	199678766
Last Transfer Date	Jul 11, 2023
Transfer Doc	0000055710
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 29, 2020
Property Address	23533 S HIGHLAND AVE, RIPON, CA 95366-9637
Document Number	0000091517
Instrument Date	Jul 24, 2020
Instrument	2020-091517
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23533 S HIGHLAND AVE, RIPON, CA 95366-9637

Mortgage

Document Number	0000091519
Date	Jul 29, 2020
Instrument	2020-091519

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	23533 S HIGHLAND AVE, RIPON, CA 95366-9637
Document Number	0000019849
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23533 S HIGHLAND AVE RIPON CA 953669637, RIPON, CA 95366-9637

Mortgage

Document Number	0000019849
Date	Feb 27, 2019
Instrument	19849

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,721.00 (+11.88%)
2025	$2,432.00 (+3.8%)	$224,095 (+4.04%) Land $14,704 Building $209,391
2023	$2,343.00 (+1.65%) Homeowner's exemption	$215,395 Land $14,134 Building $201,261	$789,480
2022	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Matrix Broadband, unWired Broadband.

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