23521 River Run Rd, Mendon, MI 49072 Property Records

St. Joseph County property record for 23521 River Run Rd, Mendon, MI 49072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 855 sqft
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$666 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`012-100-062-00`

Property Details

APN / Parcel Number

Primary APN	`012-100-062-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	855 sqft Building Perimeter
1st Floor Area	805 sqft
Basement Area	625 sqft
Unfinished Basement	625 sqft

Exterior

Lot Area	11,761 sqft (0.27 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23521 RIVER RUN RD
City	MENDON
State	MI
Zip	49072-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 RIVERWOOD PLAT. SEC 5 T6S R10W.
Legal Range	10W
Legal Township	06S
Legal Section	05
Legal Subdivision	RIVERWOOD PLAT
Legal Lot Number	62
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	1
Census Block	1009
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4315 MONTEREY PINE AVE, PORTAGE, MI 49024-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF DECATUR
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
May 15, 2023	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF DECATUR
May 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF DECATUR
Jul 2, 2019	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Feb 12, 2025 · Amount on Record
Deed Document Number	20263030
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007915
Date	Aug 5, 2021
Instrument	2021007915

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank
Address	DECATUR, MI 49045

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006072
Date	Jul 5, 2022
Instrument	2022006072

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Investor	Possibly a Property Investor

Mortgage

Document Number	2023003756
Date	May 15, 2023
Instrument	2023003756

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01970/0391
Date	Aug 14, 2019
Book Page	1970/0391

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank
Address	DECATUR, MI 49045

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23521 RIVER RUN RD, MENDON, MI 49072-9402

Mortgage

Document Number	2025004341
Date	May 30, 2025
Instrument	2025004341

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 9, 2026
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Document Number	0000003030
Instrument Date	Apr 8, 2026
Instrument	20263030
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238,612.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003031,
Date	Apr 9, 2026
Instrument	20263031

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 9, 2026
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Document Number	2026003030
Instrument Date	Apr 8, 2026
Instrument	20263030
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238,612.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003031,
Date	Apr 9, 2026
Instrument	20263031

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 31, 2021
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Document Number	2021008797
Map Reference	LB 3 PG 6-8
Instrument Date	Aug 27, 2021
Instrument	2021008797
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23521 RIVER RUN RD, 23521, MENDON, MI 49072-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ANTHONY DR, CENTREVILLE, MI 49032-9518
Investor	Possibly a Property Investor

Mortgage

Date	Aug 31, 2021

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1970/0391
Date	Aug 14, 2019
Book Page	1970/0391

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank
Address	DECATUR, MI 49045

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 2, 2019
Property Address	23521 RIVER RUN RD, MENDON, MI 49072-9402
Document Number	1964/0835
Book / Page	1964 / 0835
Map Reference	LB 3 PG 6-8
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Tax	$610.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5797 SHANGHAI RD, 5797, EAU CLAIRE, MI 49111-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	575 AUTUMNS WAY BLVD, KALAMAZOO, MI 49009-4985

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (+13.57%)	$164,000 (+13.57%)
2025	$666.00 Homeowner's exemption	$72,200 Building $72,200	$144,400 Building $144,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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