2351 Explorador Dr, Merced, CA 95340 Property Records

Merced County property record for 2351 Explorador Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,111 sqft · built 2020
Lot Size	0.116 acres (5,044 sqft)
Owner	2 Individual Names on File
Last Sale	$313,500 (Apr 2020)
Tax Bill	$6,518 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-411-012-000`

Property Details

APN / Parcel Number

Primary APN	`008-411-012-000`
Alternative APN	`008-411-012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,044 sqft (0.116 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-411-012
Street Address	2351 EXPLORADOR DR
City	MERCED
State	CA
Zip	95340-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MORAGA OF MERCED UNIT NO 1 LOT 11
Legal Subdivision	MORAGA OF MERCED
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3006
Census Tract	2602

Owner

2351 Explorador Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2351 EXPLORADOR DR, MERCED, CA 95340-5313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE
Apr 10, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI NAVY FCU
Sep 1, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Aug 24, 2010
Deed Document Number	202011946
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000036683
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 18, 2021
Property Address	2351 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000036683
Map Reference	MB 72 PG 45-56
Instrument Date	Aug 12, 2021
Instrument	2021036683
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2351 EXPLORADOR DR, MERCED, CA 95340-5313

Mortgage

Document Number	0000036684
Date	Aug 18, 2021
Instrument	2021036684

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 10, 2020
Property Address	2351 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000011946
Instrument Date	Mar 1, 2020
Instrument	11946
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2351 EXPIORADOR DR MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	11947
Date	Apr 10, 2020
Instrument	11947

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2017
Property Address	2351 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000028551
Instrument Date	Aug 23, 2017
Instrument	28551
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$7,669.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797

Tax Assessment & Valuation

The 2025 property tax bill for 2351 Explorador Dr was $6,518 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,597 (+2%) Land $89,237 Building $260,360
2025	$6,518.00 Homeowner's exemption	$342,743 Land $87,488 Building $255,255
2023	$6,210.00 (+1.99%) Homeowner's exemption	$329,436 Land $84,092 Building $245,344
2022	$6,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2351 Explorador Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2351 Explorador Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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