2344 Explorador Dr, Merced, CA 95340 Property Records

Merced County property record for 2344 Explorador Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 2020
Lot Size	0.122 acres (5,311 sqft)
Owner	Trust Name on File
Last Sale	$289,500 (Feb 2020)
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Jul 2022 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-412-008-000`

Property Details

APN / Parcel Number

Primary APN	`008-412-008-000`
Alternative APN	`008-412-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	5,311 sqft (0.122 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-412-008
Street Address	2344 EXPLORADOR DR
City	MERCED
State	CA
Zip	95340-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MORAGA OF MERCED UNIT NO 1 LOT 35
Legal Subdivision	MORAGA OF MERCED
Legal Lot Number	35
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3017
Census Tract	2602

Owner

2344 Explorador Dr is held in a trust since February 2020.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	9772 BELLADONNA DR, SAN RAMON, CA 94582-5266
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Sep 1, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Aug 24, 2010
Deed Document Number	20206934
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 14, 2022
Property Address	2344 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000026406
Map Reference	VOL 72 PG 45-56
Instrument Date	Jul 13, 2022
Instrument	2022026406
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9772 BELLADONNA DR, SAN RAMON, CA 94582-5266

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2344 EXPLORADOR DR, MERCED, CA 95340-5313
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9772 BELLADONNA DR, SAN RAMON, CA 94582-5266

Mortgage

Document Number	0000053530
Date	Dec 3, 2021
Instrument	2021053530

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 28, 2020
Property Address	2344 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000006934
Map Reference	VOL 72 PG 45-56
Instrument Date	Feb 10, 2020
Instrument	2020006934
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	CALATLANTIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9772 BELLADONNA DR, SAN RAMON, CA 94582-5266

Mortgage

Document Number	0000006935
Date	Feb 28, 2020
Instrument	2020006935

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 7, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2017
Property Address	2344 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000028551
Instrument Date	Aug 23, 2017
Instrument	28551
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$7,669.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797

Tax Assessment & Valuation

The 2025 property tax bill for 2344 Explorador Dr was $6,308.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,712 (+2%) Land $89,237 Building $233,475
2025	$6,308.00	$316,386 Land $87,488 Building $228,898
2023	$6,015.00 (+2%)	$304,102 Land $84,092 Building $220,010
2022	$5,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2344 Explorador Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2344 Explorador Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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