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23502 Talbot St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23502 Talbot St, Saint Clair Shores, MI 48082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,125 sqft · built 1988
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on File
Tax Bill$4,059 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-02-228-042

Property Details

APN / Parcel Number

Primary APN09-14-02-228-042
Alternative APN
  • 1402228042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,125 sqft Living Area
1st Floor Area1,125 sqft
Basement Area1,112 sqft
Unfinished Basement1,098 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions150 ft deep x 66 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area62 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23502 TALBOT ST
CitySAINT CLAIR SHORES
StateMI
Zip48082-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionST. CLAIR VIEW SUBDIVISION (L2, P228) NORTHERLY 150' OF LOT 91
Legal SubdivisionST . CLAIR VIEW SUBDIVISION
Legal Lot Number91
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2000
Census Tract250000

Owner

23502 Talbot St is owned and occupied by an individual who acquired it in August 2020.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address23502 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020
Deed SaleAug 11, 2020
Prior SaleFeb 19, 2014 · Amount on File
Deed Document Number202094315
Deed Book / Page26904 / 597
Prior Transfer DateJun 19, 2020
Prior Transfer Doc0000094315
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateAug 11, 2020
Property Address23502 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556
Document Number0000094315
Book / Page26904 / 597
Map ReferenceLB 2 PG 228
Instrument DateJun 19, 2020
Instrument2094315
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23502 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556

Mortgage

Document Number0000094316
DateAug 11, 2020
Instrument2094316
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term299 Months
DueJul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 23502 Talbot St was $4,059 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,600$309,200
2025$4,059.00
2023$87,400$174,800
2022$3,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23502 Talbot St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2004–2014)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23502 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Also Mapped HereCLINTON TOWNSHIP
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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