23500 Talbot St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23500 Talbot St, Saint Clair Shores, MI 48082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1988
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jan 2015)
Tax Bill	$5,659 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-02-228-041`

Property Details

APN / Parcel Number

Primary APN	`09-14-02-228-041`
Alternative APN	`1402228041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	413 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23500 TALBOT ST
City	SAINT CLAIR SHORES
State	MI
Zip	48082-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ST. CLAIR VIEW SUBDIVISION (L2, P228) NORTHERLY 150' OF LOT 90
Legal Subdivision	ST . CLAIR VIEW SUBDIVISION
Legal Lot Number	90
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	250000

Owner

23500 Talbot St is owned and occupied by an individual who bought it in January 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	23500 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2015 · Amount on File
Deed Sale	Jan 5, 2015 · Amount on File
Prior Sale	Aug 12, 1999 · Amount on File
Deed Document Number	20155000634
Deed Book / Page	23179 / 222
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23500 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23500 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556

Mortgage

Document Number	2500109978
Date	Dec 9, 2025
Book Page	30426/823
Instrument	202500109978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23500 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23500 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2556

Mortgage

Document Number	2200014367
Date	Jan 31, 2022
Book Page	28397/162
Instrument	202200014367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 23500 Talbot St was $5,659 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,600	$333,200
2025	$5,659.00
2023		$93,800	$187,600
2022	$5,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23500 Talbot St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23500 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Also Mapped Here	CLINTON TOWNSHIP
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Talbot St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures