2350 Marl Bank Rd, Loretto, VA 22509 Property Records

Essex County property record for 2350 Marl Bank Rd, Loretto, VA 22509

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,228 sqft · built 1991
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2019)
Tax Bill	$5,431 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-1E`

Property Details

APN / Parcel Number

Primary APN	`5-1E`
Alternative APN	`6420`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
Basement Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	1,104 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6420
Street Address	2350 MARL BANK RD
City	LORETTO
State	VA
Zip	22509-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ADJ MARL BANK PARCEL 2
Legal Subdivision	BRUCE M BOWE PROP
Jurisdiction	ESSEX VA
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1004
Census Tract	950600

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 204, PORT ROYAL, VA 22535-0204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 29, 2017	Warranty Deed, Transfer · Commercial Mortgage ESSEX BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	20191546
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Dec 13, 2019
Property Address	2350 MARL BANK RD, LORETTO, VA 22509-2015
Document Number	0190001546
Instrument Date	Dec 11, 2019
Instrument	190001546
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 204, PORT ROYAL, VA 22535-0204

Mortgage

Document Number	0190001547
Date	Dec 13, 2019
Instrument	190001547

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Jun 29, 2017
Property Address	2350 MARL BANK RD, LORETTO, VA 22509-2015
Document Number	0170000770
Instrument Date	Jun 29, 2017
Instrument	170000770
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1044, TAPPAHANNOCK, VA 22560-1044

Mortgage

Document Number	0170000771
Date	Jun 29, 2017
Instrument	170000771

Lender

Name	ESSEX BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,431.00	$987,500 (-) Land $269,600 Building $717,900	$987,500 (-) Land $269,600 Building $717,900
2025	$5,431.00 (+7.48%)	$987,500 (+42.64%) Land $269,600 Building $717,900	$987,500 (+42.64%) Land $269,600 Building $717,900
2023	$5,053.00	$692,300 Land $246,400 Building $445,900	$692,300 Land $246,400 Building $445,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

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