Essex County property record for 1276 Marl Bank Rd, Loretto, VA 22509
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,689 sqft · built 1975 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,979 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1C |
| Primary APN | 5-1C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| Basement Area | 1,269 sqft |
| Finished Basement | 576 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Patio Area | 70 sqft |
| Stable | 800 sqft |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6145 |
|---|---|
| Street Address | 1276 MARL BANK RD |
| City | LORETTO |
| State | VA |
| Zip | 22509-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | ADJ MARL BANK PARCEL 1 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950600 |
Source: Essex County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1276 MARL BANK RD, LORETTO, VA 22509-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,979.00 | $541,800 (-) Land $269,600 Building $272,200 | $541,800 (-) Land $269,600 Building $272,200 |
| 2025 | $2,979.00 (-18%) | $541,800 (+8.85%) Land $269,600 Building $272,200 | $541,800 (+8.85%) Land $269,600 Building $272,200 |
| 2023 | $3,633.00 | $497,741 Land $246,400 Building $251,341 | $497,741 Land $246,400 Building $251,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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