235 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 235 Watson St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,548 sqft · built 1967
Lot Size	0.123 acres (5,361 sqft)
Owner	Individual Name on Record
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-381-045-000`

Property Details

APN / Parcel Number

Primary APN	`001-381-045-000`
Alternative APN	`001-381-045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	2,548 sqft Living Area
1st Floor Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,361 sqft (0.123 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-381-045
Street Address	235 WATSON ST
City	MONTEREY
State	CA
Zip	93940-2219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEVERANCE MAP METZ SUBD LOT 10 BLK 58
Legal Subdivision	SEVERANCE
Legal Block	58
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4005
Census Tract	12700

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	235 WATSON ST, MONTEREY, CA 93940-2219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 1994
Deed Sale	May 10, 1994
Deed Document Number	199435476
Deed Book / Page	3103 / 1069
Last Transfer Date	Mar 11, 2026
Transfer Doc	0000008530
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 17, 2026
Property Address	235 WATSON ST, MONTEREY, CA 93940-2219
Document Number	0000028162
Instrument Date	Aug 6, 2026
Instrument	202628162
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WATSON ST, MONTEREY, CA 93940-2219

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 17, 2026
Property Address	235 WATSON ST, MONTEREY, CA 93940-2219
Document Number	0000028163
Instrument Date	Aug 6, 2026
Instrument	202628163
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WATSON ST, MONTEREY, CA 93940-2219

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jul 14, 2026
Property Address	235 WATSON ST, MONTEREY, CA 93940-2219
Document Number	0000023750
Instrument Date	Jul 10, 2026
Instrument	202623750
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	235 WATSON ST, MONTEREY, CA 93940-2219

Mortgage

Document Number	0000023750,
Date	Jul 14, 2026
Instrument	202623750

Lender

Name	FREMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,940 (+2%) Land $30,270 Building $123,670
2025	$2,008.00 (+9.97%) Homeowner's exemption	$150,923 (+4.04%) Land $29,677 Building $121,246
2024	$1,826.00 (+12.23%)
2023	$1,627.00 (+1.43%) Homeowner's exemption	$145,065 Land $28,526 Building $116,539
2022	$1,604.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures