224 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 224 Watson St, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 6 ba · 4,742 sqft · built 1930
Lot Size	0.264 acres (11,492 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Oct 2022)
Tax Bill	$16,772 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-375-049-000`

Property Details

APN / Parcel Number

Primary APN	`001-375-049-000`
Alternative APN	`001-375-049`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Total Rooms	25 Rooms
Stories	1 Story
Building Area	4,742 sqft Living Area
1st Floor Area	4,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,492 sqft (0.264 acres)
Garage Area	533 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	001-375-049
Street Address	224 WATSON ST
City	MONTEREY
State	CA
Zip	93940-7903
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	VOL 24 SUR MAPS PG 85 LOT A 11,044 SF
Legal Subdivision	BAGBYS
Legal Block	4
Legal Lot Number	A
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	12700

Owner

224 Watson St, a residential property, is held in a trust since March 2024.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	212 WATSON ST, MONTEREY, CA 93940-7902
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer
Oct 19, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK
Oct 19, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 13, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	202245205
Last Transfer Date	Mar 12, 2024
Transfer Doc	0000009436
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 20, 2024
Property Address	224 WATSON ST, MONTEREY, CA 93940-7903
Document Number	0000009436
Map Reference	VOL 1 PG 19
Instrument Date	Mar 12, 2024
Instrument	2024009436
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2022
Property Address	224 WATSON ST, MONTEREY, CA 93940-7903
Document Number	0000045206
Map Reference	VOL 1 PG 19
Instrument Date	Oct 12, 2022
Instrument	2022045206
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WATSON ST, MONTEREY, CA 93940-7903

Mortgage

Document Number	0000045207
Date	Oct 19, 2022
Instrument	2022045207

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2022
Property Address	224 WATSON ST, MONTEREY, CA 93940-7903
Document Number	0000045205
Map Reference	VOL 1 PG 19
Instrument Date	Sep 21, 2022
Instrument	2022045205
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WATSON ST, MONTEREY, CA 93940-7903

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 13, 2019
Property Address	224 WATSON ST, MONTEREY, CA 93940-7903
Document Number	0000009836
Instrument Date	Mar 5, 2019
Instrument	9836
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9 PINEHILL WAY MONTEREY CA 939404107, MONTEREY, CA 93940-4107

Tax Assessment & Valuation

The 2025 property tax bill for 224 Watson St was $16,772.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,411,903 (+2%) Land $614,099 Building $797,804
2025	$16,772.00	$1,384,219 Land $602,058 Building $782,161
2023	$6,508.00 (+1.35%)	$568,140 Land $238,740 Building $329,400
2022	$6,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 224 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 224 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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