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235 Toro Dr, Laredo, TX 78045 Property Records

Webb County property record for 235 Toro Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,464 sqft · built 1995
Lot Size0.145 acres (6,325 sqft)
OwnerIndividual Name on Record
Tax Bill$1,397 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN968-70001-090

Property Details

APN / Parcel Number

Primary APN968-70001-090
Alternative APN
  • 234920

Interior

Stories1 Story
Building Area1,464 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,464 sqft

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,325 sqft (0.145 acres)
Lot Dimensions115 ft deep x 55 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area416 sqft
PorchOpen Porch
Porch Area774 sqft
Storage Building49 sqft

Location & Zoning

Account Number234920
Old Parcel Number96870001090
Street Address235 TORO DR
CityLAREDO
StateTX
Zip78045-8277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 1 RANCHO VIEJO VI
Legal SubdivisionRANCHO VIEJO VI
Legal Block1
Legal Lot Number90
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2012
Census Tract1715

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address235 TORO DR, LAREDO, TX 78045-8277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Vendor's Lien, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jun 2, 2020Special Warranty Deed, Transfer
LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020
Deed SaleSep 1, 2020
Prior SaleJun 2, 2020
Deed Document Number1402864
Deed Book / Page4855 / 361
Record UpdatedJun 8, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 1, 2020
Property Address235 TORO DR, LAREDO, TX 78045-8277
Document Number004855/361
Book / Page4855 / 361
Map ReferenceVOL 15 PG 91
Instrument DateAug 27, 2020
Instrument1402864
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 TORO DR, LAREDO, TX 78045-8277

Mortgage

Document Number0001402865
DateSep 1, 2020
Instrument1402865
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBB TX
Recording DateJun 2, 2020
Property Address235 TORO DR, LAREDO, TX 78045-8277
Document Number004792/548
Book / Page4792 / 548
Map ReferenceVOL 15 PG 91
Instrument DateMay 28, 2020
Instrument1393342
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address244 S GATEWAY PL, 244, JENKS, OK 74037-3460

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 MARSHALL ST, LAREDO, TX 78045-6922

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$227,171 (+3.13%) Land $59,771 Building $167,400$227,171 (+3.13%) Land $59,771 Building $167,400
2024$1,397.00 (+6.4%)
2023$220,270 Land $48,197 Building $172,073$220,270 Land $48,197 Building $172,073
2022$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Smartcom Telephone.

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