230 Toro Dr, Laredo, TX 78045 Property Records

Webb County property record for 230 Toro Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,149 sqft · built 2001
Lot Size	0.257 acres (11,197 sqft)
Owner	Individual Name on Record
Tax Bill	$1,384 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`968-70001-040`

Property Details

APN / Parcel Number

Primary APN	`968-70001-040`
Alternative APN	`234915`

Interior

Stories	1 Story
Building Area	1,149 sqft Living Area
1st Floor Area	1,149 sqft
Utility Area	84 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,197 sqft (0.257 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft
Storage Building	80 sqft

Location & Zoning

Account Number	234915
Old Parcel Number	96870001040
Street Address	230 TORO DR
City	LAREDO
State	TX
Zip	78045-8277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 RANCHO VIEJO VI
Legal Subdivision	RANCHO VIEJO VI
Legal Block	1
Legal Lot Number	40
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2012
Census Tract	1715

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	230 TORO DR, LAREDO, TX 78045-8277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 12, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2018
Transfer Doc	004430/786
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	230 TORO DR, LAREDO, TX 78045-8277
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 TORO DR, LAREDO, TX 78045-8277
Investor	Possibly a Property Investor

Mortgage

Document Number	005560/461
Date	Nov 14, 2023
Book Page	5560/461
Instrument	1515290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2018
Property Address	230 TORO DR, LAREDO, TX 78045-8277
Document Number	004430/786
Book / Page	4430 / 786
Map Reference	VOL 14 PG 85
Instrument Date	Jun 11, 2018
Instrument	1331307
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2035 GARLAND, LAREDO, TX 78045-3640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 TORO DR, LAREDO, TX 78045-8277

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,956 (+20.71%) Land $98,981 Building $158,975	$257,956 (+20.71%) Land $98,981 Building $158,975
2024	$1,384.00 (+11.97%)
2023		$213,694 Land $79,834 Building $133,860	$213,694 Land $79,834 Building $133,860
2022	$1,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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