235 Ralph St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 235 Ralph St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1914
Lot Size	0.086 acres (3,751 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Aug 2014)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-09702-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`01-09702-0000-00023`
Alternative APNs	`010003400034` `00000364`

Interior

Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 5 ft wide

Location & Zoning

Account Number	00000364
Street Address	235 RALPH ST
City	BELLEVILLE
State	NJ
Zip	07109-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37.5X100
Legal Block	9702
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1025
Census Tract	14400

Owner

235 Ralph St is owned and occupied by two individuals who bought it in August 2014.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 RALPH ST, BELLEVILLE, NJ 07109-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	201414054293
Deed Book / Page	12507 / 4907
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	235 RALPH ST, BELLEVILLE, NJ 07109-3215
Document Number	0000105635
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 RALPH ST BELLEVILLE NJ 071093215, BELLEVILLE, NJ 07109-3215

Mortgage

Document Number	0000105635
Date	Oct 26, 2020
Instrument	105635

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 235 Ralph St was $9,071, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,200 (-) Land $94,600 Building $123,600	$218,200 (-) Land $94,600 Building $123,600
2025	$9,071.00 (+3.08%)	$218,200 Land $94,600 Building $123,600	$218,200 Land $94,600 Building $123,600
2024	$8,800.00
2023		$218,200 Land $94,600 Building $123,600	$218,200 Land $94,600 Building $123,600
2022	$8,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Ralph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	62 (1983–2021)
Claims Outside the SFHA	19 of 62
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 235 Ralph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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