Essex County and Belleville Township property record for 231 Ralph St, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,254 sqft · built 1914 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2008) |
| Tax Bill | $11,914 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-09702-0000-00024 |
| Primary APN | 01-09702-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,254 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00000365 |
|---|---|
| Street Address | 231 RALPH ST |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 52X100 |
| Legal Block | 9702 |
| Legal Lot Number | 24 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 14400 |
231 Ralph St is owned and occupied by two individuals who bought it in July 2008.
Source: Essex County and Belleville Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 RALPH ST, BELLEVILLE, NJ 07109-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2008 · Amount on File |
| Deed Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 20088069561 |
| Deed Book / Page | 12149 / 6144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 231 RALPH ST, BELLEVILLE, NJ 07109-3215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021130356 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021130356 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 231 Ralph St was $11,914, up 3.1% from the year before.
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,600 (-) Land $118,400 Building $168,200 | $286,600 (-) Land $118,400 Building $168,200 | |
| 2025 | $11,914.00 (+3.08%) | $286,600 Land $118,400 Building $168,200 | $286,600 Land $118,400 Building $168,200 |
| 2024 | $11,558.00 | ||
| 2023 | $286,600 Land $118,400 Building $168,200 | $286,600 Land $118,400 Building $168,200 | |
| 2022 | $11,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Ralph St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 62 (1983–2021) |
| Claims Outside the SFHA | 19 of 62 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 Ralph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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